Can Black November Lead to Personal Insolvency? | See Warning Signs...
How Black November spending leads to personal insolvency is a lesson many South Africans learn too late. What starts as a “once-in-a-lifetime” deal can quickly spiral into long-term debt, missed repayments, and legal consequences. At CureDebt, we’ve seen firsthand how impulsive purchases—especially during high-pressure sales periods—can tip already struggling households into financial distress. In this guide, we’ll unpack the psychological traps behind Black November, the warning signs of over-indebtedness, and the legal pathways available when debt becomes unmanageable.

