Divorce Debt:
So, the marriage ended. The bills didn’t. And right now, your bank balance feels more broken than your heart.
This post is for you if:
• You’ve been retrenched or unemployed during or after divorce
• You're stuck with joint debt, bond payments, or legal fees
• You're a single parent trying to stay afloat
• You’ve been hit hard in Gauteng, the Eastern Cape, or any province in between
Let’s talk about real help, not fluff.
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📊 The Stats That Hit Home
Stats SA’s 2024 Marriages & Divorces Report shows:
• 22,230 divorces in 2023 — that’s up 10% from 2022
• 47.3% of couples split before their 10-year mark
• Over 18,850 children were affected — that is 56.6% of cases
• 17.7% of women and 12.9% of men were unemployed when divorcing
• The crude divorce rate is now 2.1 per 1,000 people — the highest in a decade
• 56.5% of divorces were initiated by women, mostly aged 30–39, often citing financial strain
News24,
Briefly.co.za, and
DivorceLaws.co.za confirm the social and financial damage.
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🏚️ Eastern Cape: Where Retrenchment Crashes RelationshipsIn the Eastern Cape, hundreds lost their jobs at:
• 🚪
Goodyear• 📮
SAPO• 🏭
MacsteelFor couples already struggling, it was a tipping point:
• Lost income → missed bond payments
• Stress → communication breakdown
• Debt → court battles and emotional burnout
Divorce isn’t just emotional here - It is survival.
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🌍 Across SA: Which Provinces Hurt Most?Province Divorces (2023) Key Pressures
GautengDivorces: 6,110
Key Pressures: High living costs, job market shifts
Western Cape
Divorces: 3,730
Key pressures: House debt (Bond), single-parent overload
KwaZulu-Natal
Divorces: 3,532
Key Pressures: Maintenance disputes, informal setups
Eastern Cape
Divorces: 1,942
Key Pressures: Retrenchments, unstable income
Free State
Divorces: 1,210
Key Pressures: Legal access gaps, farm layoffs
Mpumalanga
Divorces: 1,050
Key Pressures: Mining downturn, transport debt
Limpopo
Divorces: 980
Key Pressures: Customary law issues, cash flow strain
Northwest
Divorces: 870
Key Pressures: Platinum layoffs, financial illiteracy
Northern Cape
Divorces: 706
Key Pressures: Sparse services, dependency risks
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✅ Help Exists: Debt Relief Options
There are numerous debt help options available. Explore the different options and see which seem like a good fit for you. Better yet, speak to a debt relief expert and ask the hard questions about these processes.
Sequestration:
If you feel like you're drowning and have no income, sequestration will clear your debts and stop creditors from pursuing legal action.
Voluntary Surrender of Estate:
Should you have movable assets, voluntary surrender of estate is the answer for you. You need to safeguard those assets and exit the debt situation safely. This is a complete reset of your finances and is done legally.
Debt Counselling:
When you're still earning an income but it's just not enough to service the debts, debt counselling can be the solution for you. It lowers your monthly payment and gives you more wiggle room in your budget.
One-Time Settlement Deal with Creditors:
If you've been retrenched and your retrenchment package is sufficient to cover the debt, you can negotiate settlement amounts and settle the debts.
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💬 Divorce Doesn’t Need to Mean Financial Doom
You’re not weak, reckless, or alone. You’re just stuck, and that’s fixable.
👉 Get your
free assessment today and take back control of your finances.
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📞 Next StepsSpeak with a qualified NCR-accredited debt expert who can assess your financial position and explain all the legal debt remedies available to you. Ensuring you make an informed decision about your financial situation.
You can contact CureDebt:
An NCR-accredited debt relief provider like
CureDebt or reach out via WhatsApp at
067 035 2576 or phone our office at
012 943 1392.
