At CureDebt, we can make that dream a reality for South Africans who are ready to take control of their financial future.
Whether you're drowning in credit card bills, vehicle finance, or personal loans, we can help you become debt-free in 6 months. We can do it without compromising your dignity or your rights.
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🚀 Is It Really Possible to Be Debt-Free in 6 Months?Yes—if you qualify and commit to the right strategy, you can clear your debt in as little as half a year. The key is choosing the right solution based on your income, debt profile, and legal standing.
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🛠️ CureDebt’s Fast-Track Solutions✅ 1. Debt Review (Debt Counselling)
• Regulated by the National Credit Act (NCA) and overseen by the National Credit Regulator (NCR).
• Consolidates your debts into one affordable monthly payment.
• Interest rates and repayment terms are renegotiated.
• You’re protected from legal action and asset repossession.
• Once debts are paid, you receive a Clearance Certificate, and your credit profile is restored.
📘 Learn more about the
Debt Counselling Process________________________________________
✅ 2. Debt Mediation & Restructuring
• Ideal for consumers who are not yet over-indebted but need breathing room.
• CureDebt negotiates directly with creditors to reduce monthly payments.
• No court order required, but legal protection is limited.
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✅ 3. Sequestration
• A legal process for consumers who are insolvent and unable to repay debts.
• Your estate is surrendered to the court, and debts are written off.
• You can be rehabilitated and regain financial standing after a set period.
📘 Read more about
Sequestration and Rehabilitation________________________________________
✅ 4. Voluntary Surrender of Goods
• If you can’t afford your car or furniture repayments, you may surrender the goods under Section 127 of the NCA.
• Creditors will sell the items to recover the debt.
• You may still be liable for any shortfall.
📘 Explore consumer rights under the
National Credit Act________________________________________
⚠️ Important Considerations• Not all consumers qualify for fast-track debt clearance. A full financial assessment is required.
• If you exit debt review early without settling all debts, your original credit agreements are reinstated, and you may be in arrears.
• This can lead to legal action, asset repossession, and loss of protection under the NCA.
📘 For dispute resolution and debt review clearance,
visit the NCR Self-Service Portal________________________________________
📋 Step-by-Step: How to Become Debt-Free in 6 Months
1️⃣ Request a free financial assessment from CureDebt
2️⃣ Choose the best-fit remedy: Debt Review, Mediation, or Sequestration
3️⃣ Begin paying a single, reduced monthly installment.
4️⃣ CureDebt negotiates with creditors and secures legal protection
5️⃣ Once debts are settled, receive your Clearance Certificate
6️⃣ Credit bureaus update your profile—you’re officially debt-free!
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🌟 Why Choose CureDebt?• All-in-one legal solutions:From debt review to liquidation, we offer every remedy available under South African law.
• NCR-accredited experts:
Our counsellors are registered and compliant.
• Transparent, ethical service:
No hidden fees. No false promises.
• Hello Peter verified:
Contact CureDebt today for a free, confidential consultation, and let’s find the solution that fits your life.
Just a quick phone call, and one of our amazing Debt Relief Experts will be there to answer all your questions! Just a little reminder that advice is totally FREE!
